WHO WE SERVE
Our mission is to democratize financial big data and bring transparency to the financial market. Find out how we can help you if you are:
Policy Maker/regulatorUse our tools and services to monitor market trends at both a macro and firm level. Keep on top of emerging risks and mortgage market performance. Design targeted policies and monitor the effectiveness of these using our services. Mortgage ServicerBenchmark your portfolio performance, find out about the likely impact of the most recent government policy changes that will reshape the servicing landscape and assess your competitive position in delinquent loan work out strategies.
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Mortgage Trading DeskQuery billions of mortgage loan records covering decades of history with unlimited combination of slicing using our Analyzers. Prepay, Delinquency, Forbearance, S-curves, ramp, EBO, issuance at the loan level is only minutes away.
Mortgage Lender Service ProviderGain access to Recursion’s mortgage lender/servicer database, tailor your solution to your targeted clients and increase your market presence. |
Mortgage LenderFind out how to ride the refi and EBO waves, boost your lending business across multiple lines and geographic areas, assess your competitive strengths and weaknesses, develop data-based strategies to gain market share and revenue. Mortgage Company Equity AnalystUse our mortgage company alternative data to track the activity of the companies you follow in the mortgage space compiled from individual loans, whether the company is public or private, bank or non-bank.
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Join the group of leading institutions who have chosen Recursion, including:
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SOLUTIONS
Let our team of analysts, quants and IT professionals help tackle your most challenging mortgage analytical issues.
Recursion AnalyzersA set of GUI based tools used for querying meticulously cleansed and standardized big mortgage data tables.
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Agency XRayA GUI based tool for users to produce detailed statistics for agency pools, strips and CMOs calculated from loan level data, if available.
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Mortgage Company DataCompany level information compiled by Recursion from different data sources such as eMBS data, HMDA data, call reports among others.
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Recursion DataCloudWe provide a copy of selected tables from our Recursion Cloud Database to those clients who need direct access to mortgage big data using SQL and/or a program language. |
Customized SolutionsWe provide customized reports per customer requests in various formats including Spreadsheets, PDF reports, Tables and Charts. |
BLOG
Enhance your knowledge of mortgage market developments with insights from the Recursion.
Benchmarking First Time Home Buyers5/07/2021
Recently, researchers at the Federal Reserve published a blog about trends in first time home buyers (FTHB)[1]. They utilize a dataset that is a 5% sample of credit files from a credit bureau. Read More 
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Bank/Nonbank Share of Forbearance5/03/2021
In a recent post, we commented on the drop in the number of loans in forbearance in Ginnie Mae pools[1]. Because of the different capital strictures, it’s interesting to look at the breakdown between banks and nonbanks. Read More 
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HMDA 2020 Available on Recursion!4/27/2021
Last August we reported that we had downloaded 2019 HMDA and detailed queries were accessible to our clients via HMDA Analyzer[1]. Recently, the CFPB provided a preliminary release of 2020 data, with information from smaller reporters coming a bit later in the year. Read More 
Recursion Joins Consortium in Climate Risk Statement4/23/2021
On January 19, the Federal Housing Finance Agency (FHFA) issued a Request for Information (RFI) on “Climate and Natural Disaster Risk Management at the Regulated Entities”[1]. This RFI was issued as “A growing body of research is studying the risks that climate change and natural disasters pose to the stability of the economy, the financial system, the national housing finance markets, and FHFA’s regulated entities.” Read More Vertical Divider
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March Curing4/20/2021
The economic news in March got off on a strong note with the release of payroll employment data showing a hike of 916,000, a seven-month high. This coincided with the first anniversary of the onset of the Covid-19 Pandemic. Read More 
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